Clark Brian Howard (born June 20, 1955) is an American author and radio/podcast host, focused primarily on personal finance, consumer protection, and related topics. He has hosted The Clark Howard Show, which began in 1989 and has lasted over 30 years as of 2021.
“You see, Howard, I wasn't always the sensible woman you see today' 'I'm only sorry you had to live through it all to become her.' She gave him a grateful glance. Never before had she consid- ered that all these experiences that had nearly demolished her had built her into something better.””
“but I hope you will think our friendship is sturdy enough to survive a crisis that was not of our making. Yours, Howard””